This site uses cookies. By continuing to browse the site, you are agreeing to our cookie policy.

Buy Car Insurance Online

Quick, simple and secure online quote

You can buy car insurance online today and get instant cover using our quick, simple and secure online quote tool. Car insurance from Co-op Insurance is all about outstanding customer service and great value cover.

Tips for getting a quote online

1. Choosing a voluntary excess

Agreeing to pay more towards the cost of accident repairs may bring down your premium. The voluntary excess is added to the compulsory policy excess. If the accident is not your fault you may also be able to recover the cost of your excess. However make sure you will be able to afford the cost of the total excess in the event you do have an accident.

2. Protecting your No Claim Discount

Selecting this option will increase your premium but may be worth it when compared to the potential loss of your hard earned No Claim Discount. Find out further details here.

3. Selecting the appropriate level of cover

Make sure you select the level of cover appropriate for the way you use your vehicle. Whilst it might be tempting to select Social Domestic and Pleasure only use to get a cheaper quote your claim may not be paid if you regularly drive your car to and from work or for business purposes.

4. Selecting an appropriate level of annual mileage

Make sure you select the annual mileage your vehicle is most likely to be driven over the course of the next 12 months. Declaring a mileage that is significantly below that which you actually drive may affect your claims settlement.

5. Where is your vehicle kept overnight?

When your car is not being used where do you usually leave it? Parked on the road or in a garage? The safer the place your car is kept the cheaper the premium.  But don’t choose the cheapest option if it doesn’t reflect your circumstances as it may impact on any future claim.

Why not take advantage of our great discounts:

  • We reward safer drivers with up to 70% No Claim Discount for 5 or more claim free years
  • Named drivers over 19 can also earn their own No Claim Discount to use on a Co-op Car Insurance policy.

As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

Named Driver Discount qualifying criteria (NCD)

This benefit cannot be transferred to other companies. Renewal documentation will only show the amount of NCD the named driver has earned on their own policy.

This benefit is not available if the named driver (or any other drivers included on the new policy) have been convicted of a motoring offence in the last four years or have a prosecution pending (parking offences or a single speeding offence per driver will be ignored).

This offer cannot be used in conjunction with the existing ‘introductory NCD scheme’. Policyholders can claim an amount of NCD from one or the other, whichever gets the most discount, but a combination of the schemes is not to be used in calculating the amounts.

Co‑op Car Insurance is normally available to customers aged 17 to 75 years only.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Applicants for insurance are subject to normal underwriting criteria.