Adding our Legal Expenses cover to your policy, provides you with a hassle free solution when you need it most, and it’s just £21 a year (price from 1st November 2015 and may vary at renewal).
If your car is involved in an accident that wasn’t your fault, you could still find yourself out of pocket from motor related legal matters, that your insurance doesn’t cover.
The Motor Legal Expenses insurance option (in association with Co-op Legal Services Limited) covers the cost of evaluating your uninsured losses, negotiating with the driver at fault and their insurers, and commencing legal proceedings if necessary. Your legal expenses claim might include damage to personal possessions in your vehicle, travel expenses whilst your vehicle is being repaired, compensation for injuries and loss of earnings.
Our policy covers:
Co-op Legal Services manage all claims under this section. They will only accept a claim if it is more likely to be successful than not.
Legal costs incurred before we have confirmed acceptance of the claim in writing will not be covered.
You might already have motor legal cover, separate from your existing motor insurance. You can only claim on one policy like this, even if you’ve got two, for example as part of a bank account or through a car purchase.
If you do already have cover like this, check which one would suit your needs better – and whether there are any cancellation fees.
Co-op motor ecoinsurance is arranged and administered by BISL Limited; registered in England and Wales under company number 03231094. Registered office: Pegasus House, Bakewell Road, Orton, Southgate, Peterborough, Cambridgeshire PE2 6YS. BISL Limited is authorised and regulated by the Financial Conduct Authority under register number 308896.
Motor Legal Expenses cover is underwritten by CIS General Insurance Limited, with the legal services provided by Co-op Legal Services, a trading name of Co-operative Legal Services Limited; registered in England and Wales under company number 05671209. Registered office: 1 Angel Square, Manchester M60 0AG. Co-op Legal Services is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Co-op Legal Services' professional rules are set out in the SRA Code of Conduct. The SRA Handbook, which includes the SRA Code of Conduct, is available online at www.sra.org.uk/handbook.
Applicants for insurance are subject to normal underwriting criteria. Ecoinsurance is normally available to customers aged 22 to 70 only.