We can provide Legal Expenses cover in association with Co-op Legal Services for only £25 a year (price may vary at renewal).
If your car’s involved in a Road Traffic Accident and it wasn’t your fault, our optional Legal Expenses cover will cover the cost of:
Your legal expenses claim might include:
Our policy covers:
Co-op Legal Services manage all claims under this section. They will only accept a claim if there is a reasonable chance of making a recovery.
Legal costs incurred before we have confirmed acceptance of the claim in writing will not be covered.
Please note: If you cancel this cover within 14 days of receipt of your policy documents, you will be entitled to a refund of any premium paid, less a charge for the number of days cover has been provided. If you cancel this cover after this time a return of premium will be provided, less a charge for the number of days cover provided and an administration fee of £15.
Co-op Car Insurance customers have roughly a 10% chance of being involved in an accident* in any one year.
We did some research in 2014 about people who bought the Legal Expenses cover. Here’s what we found:
Following their accidents, this is what happened to the people who claimed:
*based on CISGIL claims statistics 2008–2014
You might already have motor legal cover, separate from your existing motor insurance. You can only claim on one policy like this, even if you’ve got two, for example as part of a bank account or through a car purchase.
If you do already have cover like this, check which one would suit your needs better – and whether there are any cancellation fees.
As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.
Motor Legal Expenses cover is underwritten by CIS General Insurance Limited, with the legal services provided by Co-op Legal Services, a trading name of Co-operative Legal Services Limited; registered in England and Wales under company number 05671209. Registered office: 1 Angel Square, Manchester M60 0AG. Co-op Legal Services is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Co-op Legal Services' professional rules are set out in the SRA Code of Conduct. The SRA Handbook, which includes the SRA Code of Conduct, is available online at www.sra.org.uk/handbook.
Co‑op Car Insurance is normally available to customers aged 17 to 75 years only.
Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.
Applicants for insurance are subject to normal underwriting criteria.