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Accidental Damage Insurance Cover

Optional Extra

Our standard Buildings Insurance provides Accidental Damage cover to:

  • underground pipes, drains and cables
  • accidental breakage of fixed glass, sanitary fittings, ceramic in hobs and solar panels.

Our optional Buildings Insurance Accidental Damage cover will protect you further against accidents such as:

  • DIY accidents such as drilling through a pipe or cable or
  • putting your foot though the ceiling.

Our standard Contents Insurance provides Accidental Damage cover to:

  • televisions, audio and video equipment, DVD equipment, digital receivers and recorders and computers including components and accessories (excludes portable items e.g. laptops)
  • accidental breakage of mirrors, fixed glass in furniture and ceramic in hobs.

Subject to a limit of £5,000 in total for loss or damage to office equipment.

Our optional Contents Insurance Accidental Damage cover will protect you further for damage such as:

  • spilt paint on your carpet or furniture
  • dropping an ornament.

Our optional extras will not cover you for:

  • damage occurring whilst the buildings (or any part) are lent or let
  • if the buildings are unoccupied.

As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Applicants for insurance are subject to normal underwriting criteria.