We define Accidental Damage as ‘physical damage that is caused suddenly by an external event and that is unexpected and not deliberate’.
Our standard Buildings Insurance provides:
Our optional Buildings Insurance Accidental Damage cover will protect you further against accidents such as:
Our standard Contents Insurance provides:
Subject to a limit of £5,000 in total for loss or damage to office equipment.
Our optional Contents Insurance Accidental Damage cover will protect you further for damage such as:
Our optional extras will not cover you for:
As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.
Calls may be monitored or recorded for security and training purposes.
Applicants for insurance are subject to normal underwriting criteria.