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The home insurance you choose can make a difference to others’ lives

Lifestraw in use

With Co-op Insurance, you can offset 10% of your carbon emissions for the first year of your policy and help do a great deal of good

What does carbon offsetting mean?

Greenhouse gas emissions cause climate change.

A carbon offset project involves activities which either avoid or absorb greenhouse gas emissions. And for every tonne of greenhouse gases avoided or absorbed, one carbon 'credit' is generated.

Co-op Insurance is committed to championing better ways of doing business for you and your communities. And it’s why we invest money in projects which generate enough credits to cover 10% of our new customers’ home and car CO2 emissions, reducing your environmental impact as well as helping people in the developing world.

So how does a carbon offset help people too?

We choose projects which have added social and environmental benefits, such as providing cleaner, more efficient cookstoves in Ghana. These not only help to reduce the often long journeys people would otherwise have to walk for fuel, but also reduce the carbon emissions from cooking.

All the projects we invest in (and the carbon emissions they avoid or absorb) are independently audited and verified to internationally agreed standards.

Which means when you buy Co-op Home Insurance…

…we offset 10% of your home’s CO2 *in the first year by helping to fund LifeStraw water filters that provide safe drinking water to families in Kenya. LifeStraw water filters require no electricity, and mean there is no need to boil water. This cuts CO2 emissions whilst helping to protect families from waterborne diseases like typhoid, cholera and diarrhoea – the third leading cause of death among children and adults in Kenya.

*calculated from the average UK home emitting 4.8 tonnes of CO2, based on 2015 typical household energy consumption from Ofgem and 2015 DEFRA conversion factors.

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