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Young Driver Insurance

On average our customers get back £120 in their first year*
*Average customer discount given in year one March 2011 - July 2016. Maximum discount available is 22.5% off your premium; your actual discount is dependent on your driving score over the year.
Why choose us?
Earn discounts by driving safely  

Our Smartbox technology is what makes our Young Driver Insurance different. Smartbox is the pay how you drive box that measures how safe you are driving and could help you save on your insurance.

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Check your performance 

You can review your driving online with your personalised dashboard. It’s available 24/7 and has colour-coded dials to show how safely you’re driving.

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Try our free smartphone app before you buy  

Download our Young Driver app and, depending on your driving score, you could get an initial discount of up to 20% on your Young Driver Insurance quote.

Find out how

Earn No Claim Discount 

You could get a No Claim Discount on your premium for each claim free year. Take a look at how to protect your No Claim Discount.

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Optional Extras 

As well as great value cover as standard, you can buy a range of optional extras to suit your needs.

Not for you?

Car Insurance from as little as £183*
If our Young Driver Insurance is not for you, we also offer standard Car Insurance. This includes a courtesy car as standard while your car is being repaired by a Co-op Insurance approved repairer as a result of an insured claim.
*Excludes optional extras.

Exclusions and limitations apply, please refer to policy documents for full details.

Your premium may go up as well as down dependent on your driving score throughout the year - but never by more than 20% over the course of the year.  As a result the annual saving could be less than the initial saving.

Co-op Young Driver Insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.

Breakdown Cover is provided on behalf of Co-op Insurance by RAC Motoring Services; Registered in England and Wales under company number 01424399 and/or RAC Insurance Ltd; Registered in England and Wales under company number 02355834. Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services is authorised and regulated by the Financial Conduct Authority under register number 310208. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 202737.

Gadget Cover is arranged by Supercover Insurance Ltd (authorised and regulated by the Financial Conduct Authority [number 313806]), underwritten by Zenith Insurance Plc, 846-848 Europort, Gibraltar. Zenith Insurance Plc is regulated by the Gibraltar Financial Services Commission and subject to a limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority in respect of underwriting insurance business in the UK (number 211787). Zenith Insurance Plc is a member of the Association of British Insurers.

Key Cover is administered by Motorplus Ltd and underwritten by UK General Insurance Limited on behalf of Great Lakes Reinsurance (UK) SE. Motorplus Ltd; Registered in England and Wales under company number 03092837; Registered Office: Speed Medical House, Eaton Avenue, Chorley, Lancashire, PR7 7NA. Motorplus Ltd is authorised and regulated by the Financial Conduct Authority under register number 309657. Great Lakes Reinsurance (UK) SE; Registered in England No. SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Reinsurance (UK) SE is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Motor Legal Expenses cover is underwritten by CIS General Insurance Limited, with the legal services provided by Co-op Legal Services, a trading name of Co-operative Legal Services Limited; registered in England and Wales under company number 05671209. Registered office: 1 Angel Square, Manchester M60 0AG. Co-op Legal Services is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Co-op Legal Services' professional rules are set out in the SRA Code of Conduct. The SRA Handbook, which includes the SRA Code of Conduct, is available online at www.sra.org.uk/handbook.