Being a named driver on a policy could mean that you won’t build up your own No Claim Discount, but if you’ve been a named driver on a Co-op Car Insurance policy for 12 months, you can get a Named Driver Discount if:
- the policy is still active, or it finished in the last 12 months
- you’re 20 or over
- you haven’t claimed on any policy for an accident or damage you’ve caused
- you haven’t had any motoring convictions in the last four years, including ones that are pending. We don’t count parking offences or just one speeding offence, though.
The amount of the discount we offer will depend on the number of claim free years you’ve had in a row since you were 19, up to a maximum of 3 years and it can only be used on a Co-op Car Insurance policy.