We are the owner or the licensee of all intellectual property rights in our site and in all the material published on it. These rights are protected by laws and treaties around the world, including copyright and trademark laws. You have no right to use such materials or intellectual property rights except as provided in these terms.
You may print one copy of, and may download one extract from, each page of our site for your personal reference.
In addition, information expressly made available for download on our site may be downloaded (and printed, if required) in full a reasonable number of times. These downloads may be used for your personal reference and circulated to others within your organisation (if any). You may also circulate these downloads, where we indicate they are suitable, to your clients.
You must not remove any indications of ownership from any printed copies or downloads that came from our site under any circumstances. Where no such indications exist, our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
You may not post any copies or downloads that came from our site on any networked computer, or publish them to any media, or modify them in any way, or make any statements or undertake any actions in relation to them (including as to their accuracy) which could result in legal liability for us.
The information contained in our site has been published in good faith and with the aim of ensuring its accuracy, but in certain cases it may be incomplete, out of date or incorrect. In particular, all prices quoted on our site are updated periodically, but may be out of date or inaccurate as at the time you view them and should be treated as being indicative only.
If we become aware of any material inaccuracies in the information in our site, we will use reasonable efforts to correct the same.
Our Board Diversity Policy
Our Board Diversity Policy is available to download.
Regulators and non-UK mainland residents
For your added protection, all of our insurance products are covered by independent regulatory bodies. They make sure we aren’t doing anything wrong and you aren’t being overcharged or undervalued. Co-op Insurance and Co-op Insurance Services products are all covered by either the Financial Conduct Authority or the Prudential Regulatory Authority.
If you buy a Co-op Insurance or Co-op Insurance Services product in the Channel Islands or Isle of Man, it will be covered by different regulatory bodies to mainland UK:
Guernsey Financial Services Commission: www.gfsc.gg
Jersey Financial Services Commission: www.jerseyfsc.org
Isle of Man
The Isle of Man Financial Services Authority: www.iomfsa.im