Annual breakdown cover
Get annual breakdown cover with AXA Assistance (UK) Ltd

You can drive safe in the knowledge that AXA will be there if you break down, and they’ve won Best Breakdown Cover Provider at the Personal Finance Awards every year since 2014.
Before you buy breakdown cover with us, make sure you haven’t got it elsewhere, as part of a bank account or through a car purchase.
If you do, compare the features and benefits of your existing policy with the ones we can offer you. You should also check the cancellation terms of your existing policy – you might have to pay to cancel it.
This will make sure you’re not losing money or paying for two policies when you can only claim on one.
Best Breakdown Cover Provider at the Personal Finance Awards for the last 7 years.
Our UK and European annual breakdown cover gives you the following benefits:
Please be aware that the vehicle must carry a serviceable spare tyre and wheel for the vehicle and any caravan or trailer attached, including the means to release the wheel from your vehicle. We will not cover any services or costs, including recovery to a garage, incurred as a result of you failing to do so. This condition does not apply if the vehicle was not designed to carry a spare wheel, in which case you will need to carry the appropriate aerosol repair kit.
* AXA will choose a suitable recovery solution depending on your individual circumstances.
** In some cases it may be necessary for customers to pay for overnight accommodation and claim it back, if AXA are unable to book and pay for it on their behalf.
Cover | Roadside | Recovery | Recovery and Homestart | European |
---|---|---|---|---|
Roadside assistance | ||||
Local recovery | ||||
One hour service promise | ||||
Nationwide recovery | ||||
Emergency hire car | ||||
Overnight accommodation | ||||
Homestart | ||||
European cover | ||||
Repatriation to the UK |
Exclusions and limitations apply, please refer to the policy document (PDF) for full details.
Please note: If you cancel this cover within 14 days of receipt of your policy documents, you will be entitled to a refund of any premium paid, less a charge for the number of days cover has been provided. If you cancel this cover after this time a return of premium will be provided, less a charge for the number of days cover provided and an administration fee of £15.
We also offer breakdown cover as an optional extra as part of Co-op Car Insurance. Find out more.
Annual and short trip breakdown cover is offered through Co‑op Insurance Services and underwritten by AXA Assistance (UK) Ltd.
This Breakdown Cover is underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Assistance Group. Inter Partner Assistance is a Belgian firm authorised by the National Bank of Belgium and subject to limited regulation by the Financial Conduct Authority. Details about the extent of its regulation by the Financial Conduct Authority are available from us on request. Inter Partner Assistance SA firm register number is 202664. You can check this on the Financial Services Register by visiting the FCA website.
AXA Assistance (UK) Limited operates the 24-hour motoring assistance helpline.
Calls may be monitored or recorded for security and training purposes.
^ Call charges may apply.