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Co-op Insurance Services introduces you to Miles Smith, a specialist insurance broker, to find you the right business cover. No matter what size or type of business, they can help you. From self-employed tradesmen to landlords, even surfing instructors, everyone’s welcome. Miles Smith also cover all sizes of vehicle fleets.

Just click get a quote to find the right insurance for your business.

If you want to insure your motor fleet, please call Miles Smith on 0800 158 4034^.

Why do you need business insurance?

Finding the right cover for your business can seem a daunting process, and you may need some help along the way. It can be a minefield of jargon and different types of cover, which can keep business owners up at night.

You want the right cover to protect you, your business and your employees if the unthinkable happens. Miles Smith are specialists in helping businesses find the right cover, at the right price. You can relax knowing you've got it covered.

Why is business insurance important?

If your business has employees then insurance is a legal requirement and you’re going to need employers’ liability cover. This will ensure your staff are protected in the event of an accident or injury at work for which you are legally liable.

Business insurance can also give you peace of mind. The odds of your business being destroyed by a fire or caught up in a flood may seem unlikely, but accidents happen. Any small disruption to your work could cause you serious problems. With the right cover in place all of this could be avoided.

Why do you need liability insurance?

Your business may need some level of liability insurance, two of the common types being employers’ liability, and public liability cover.

If you’re about to take on staff, even if it’s just part-time, then you need to make sure you have employers’ liability cover in place first. This will help protect you in case any of your employees are taken ill or suffer injury which is considered to be as a result of working for you.

No matter how hard you try to reduce risk from your business, accidents can still happen, this is where public liability could help. If during your day-to-day business, a customer, contractor or member of the public is injured or if your actions result in any property damage, your business could be faced with a large legal or compensation bill. Public liability cover could protect your company from these sorts of costs should something happen.