Optional extras

UK and European breakdown cover including homestart

Co-op Insurance has teamed up with AXA Assistance (UK) Ltd to provide comprehensive breakdown cover that is fast and reliable.

Our breakdown cover offers as standard:

  • full UK and european cover including homestart
  • a fast response. We aim to be there within the hour and if we’re not, we’ll give you £20 to say sorry
  • a UK-wide network of managed patrols, with 4 out of 5 cars fixed at the side of the road
  • no excess on call outs.

Enhanced courtesy car cover

Co-op Car Insurance provides you with a courtesy car as standard while your car is being repaired by a Co-op approved repairer following an insured incident. But it does not provide a courtesy car if your car is written off or stolen and not recovered.

What you get with enhanced courtesy car cover:

  • a saloon or hatchback car with a similar engine size and type (including electric) to your own up to a maximum of 1,800cc (van drivers can get a van up to a maximum of 3.5tonne GVW)
  • cover for up to 14 consecutive days if your car has been written off or stolen and not recovered
  • you and up to 2 named drivers on your policy can drive the vehicle, provided you all hold full licences
  • a car that is insured by a hire car company and is subject to the same policy excess as your Co-op Insurance policy. There is no cover for personal possessions under the hire car company's policy
  • the possibility to extend the period beyond the 14 days. Whilst you will be responsible for paying the hire charges for the period in excess of 14 days, preferential rates are available to Co-op Insurance customers (minimum extension period is 7 days).