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Co-op Car Insurance

£50 Co-op Food vouchers with a new car policy

When new customers buy direct from Co-op Insurance. Offer ends 20 September 2018. Terms and conditions apply.

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Why choose us for car insurance?

We understand what matters to our customers. After all, we've been providing insurance for over 150 years.

With great standard features, and a range of optional extras to choose from, you can pick the cover that's right for you.

Included as standard

No Claim Discount 

70% No Claim Discount for 5 or more claim free years, plus find out how you can protect your No Claim Discount.

Courtesy car 

Whilst yours is being repaired by a Co-op approved repairer following an insured incident.

24 hour accident recovery service 

We’ll arrange for your car to be recovered if you can’t safely drive it after an insured accident.

Key replacement 

If your car keys are stolen, we will arrange and pay for locks to be replaced up to a maximum of £750, unless the keys are left in or on the vehicle whilst it is unoccupied.

Optional extras 

On top of our comprehensive cover, you can add optional extras to tailor your coverage to your needs.

Why do I need car insurance?

One in eight drivers make a claim on their car insurance each year.* We'd like to explain why everyone needs car insurance, and how it can help you.

* Figures are correct as of March 2016 and are based on Co-op Ecoinsurance which is our most popular motor product.

Frequently asked questions about car insurance

More questions about car insurance


As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

Co‑op Car Insurance is normally available to customers aged 17 to 75 years only.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Motor Legal Expenses cover is underwritten by CIS General Insurance Limited, with the legal services provided by Co-op Legal Services, a trading name of Co-operative Legal Services Limited; registered in England and Wales under company number 05671209. Registered office: 1 Angel Square, Manchester M60 0AG. Co-op Legal Services is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Co-op Legal Services' professional rules are set out in the SRA Code of Conduct. The SRA Handbook, which includes the SRA Code of Conduct, is available online at www.sra.org.uk/handbook.

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a car policy with Co‑op Insurance in the last 12 months for the same vehicle.