Are my child's possessions covered if they are away at university?
We’ll cover your child’s possessions for up to £5,000 as long as:
- your home is their permanent address
- they intend to return their contents to your home in the future.
You may need to add optional personal possessions if they have:
- a laptop or smartphone
- a bicycle
- a musical instrument
- any high-value items such as jewellery or watches.
We won’t cover your child at university for:
- tenant’s liability
- third-party liability.
They will need their own contents insurance policy if they need this sort of cover.