Back to home insurance FAQs

Do I get a no claim discount on my home insurance?

Yes, we give a no claim discount (NCD) on both our buildings and contents insurance policies.

Buildings and contents have their own NCD, so a claim on one will not affect the NCD of the other.

We offer:

  • up to 30% NCD for new policy holders with no claims or losses in the last 12 months
  • up to 40% NCD for renewals.

If you have 40% NCD, you can protect your NCD for an extra premium