Is there an excess on home insurance claims?
Buildings and contents insurance
Your chosen excess of £50, £100, £150 or £300 applies. This is the level of excess you chose when you bought your policy.
Extra excesses may also apply:
- buildings claims for subsidence, heave, or landslip have an excess of £1,000
- escape of water claims have an excess of £250 (buildings and contents count as separate claims).
The following excesses apply:
- personal possessions claims have an excess of £50
- legal expenses have an excess of £250 for nuisance and trespass claims.
There’s no excess to pay for HomeRescue Plus claims.