What does contents accidental damage cover?
Our contents insurance covers accidental damage to some items as standard.
For example, accidental damage caused to:
- audio equipment
- video equipment
- games consoles
- computer equipment
- glass in furniture, fish tanks and mirrors
- ceramics in hobs.
What’s not covered as standard
Portable items such as:
You can add personal possessions cover to your insurance to cover portable items against loss or accidental damage.
We define accidental damage as:
physical damage caused suddenly by an external event that's unexpected and not deliberate.
- we would cover a television damaged by falling off the wall
- we would not cover a television that had suffered an internal fault.
Adding optional cover
Optional accidental damage cover insures you against, for example:
- spilling paint on your carpet or furniture
- dropping an ornament.