£25 Co-op gift card when you buy a new combined buildings and contents insurance policy
For new customers who buy direct. Offer ends 31 March 2021. Terms and conditions apply.
Home insurance is offered through Co-op Insurance Services and provided by Affinity Insurance Solutions Limited.
Offer may be changed or withdrawn at any time. Minimum premiums apply.
Co-op Home Insurance comes with lots of great features, and we’ve some useful optional extras too that you can add to create an insurance policy that’s right for you.
Our home insurance is available in three levels of cover:
You can choose which level of cover you need when you get a quote online.
We can give a quote for houses built since 1850 in Great Britain and Northern Ireland. We also include your domestic outbuildings:
Our insurance includes cover against loss or damage from:
Our buildings insurance includes legal expenses that covers you for up to £50,000 for legal costs such as personal injury or contract disputes.
Carpenters Limited manage all legal expense claims. We will only accept a claim if there is a 51% or more chance of making a recovery.
We'll not cover any legal costs unless we've agreed to these in advance.
Claims for civil disputes about nuisance or trespass have an excess to pay of £250.
For small domestic problems, we offer home assistance cover and we'll pay up to £500, including VAT, and no excess applies.
If you want to increase your level of cover against accidental damage, we can do that too.
We cover the contents of homes in Great Britain and Northern Ireland, including rented accommodation.
Our insurance also includes loss of or damage to your contents in your outbuildings:
Our insurance includes cover against loss or damage from:
Our contents insurance includes legal expenses that covers you for up to £50,000 for legal costs such as personal injury or contract disputes.
Carpenters Limited manage all legal expense claims. We will only accept a claim if there is a 51% or more chance of making a recovery.
We will not cover any legal costs unless we've agreed to these in advance.
Claims for civil disputes about nuisance or trespass have an excess to pay of £250.
For covering your valuable items, and the things you take out and about, we offer personal possessions cover.
For small domestic problems, we offer home assistance cover and we'll pay up to £500, including VAT, and no excess applies.
If you want to increase your level of cover against accidental damage, we can do that too.
Please call us on 0345 999 8888^ to make a claim.
Call 0345 607 6472^ if:
^ Call charges may apply.
Like all insurance policies, there are some limitations and exclusions. Please speak to our call centre or have a look at our policy documents online for more information.
Applicants for insurance are subject to normal underwriting criteria.
A new customer is someone who has not had an insurance policy of the same type with Co-op Insurance or Co-op Insurance Services in the last 12 months.