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Home Insurance

We’ll offset 10% of your home’s energy CO2 emissions

For the first year of your policy. Calculated from the average UK home emitting 4.4 tonnes of CO2 through energy use, based on 2017-published typical household energy consumption from Ofgem and 2016 DEFRA conversion factors.

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Why choose us?

We understand there’s no place like home. That’s why we work tirelessly to make sure you keep hold of the things that matter to you, even if the worst may happen.

It’s simple: whether it’s a piece of antique furniture or a shiny new laptop, our home insurance policies give you the assurance you need to feel safe and secure. Get a quick quote today and protect your possessions with our fuss-free service.

Buildings Insurance

Buildings Insurance 

It's good to know that our Buildings Insurance could help rebuild your home should the worst happen.

Buildings Insurance from as little as £78

10% of our new customers paid £78 or less for buildings only policies Apr 17 - Jun 17. Excludes optional extras.

Contents Insurance

Contents Insurance 

If your contents get damaged, our Contents Insurance could help you get back to normal as quickly as possible.

Contents Insurance from as little as £47

10% of our new customers paid £47 or less for home contents policies Apr 17 - Jun 17. Excludes optional extras.

Why choose us? 

  • Guaranteed 30% No Claim Discount - if no claims or losses within previous 12 months
  • the option to choose your own excess - choose a higher excess to make your premium lower. See exclusions
  • up to £50,000 legal expenses cover - included as standard. In association with Co-op Legal Services. See exclusions
  • a range of optional extras - for peace of mind that you have the right level of cover should something happen in your home
  • UK call centres for help with your quote and customer service.

Please note: If your home was built before 1850, please see our guide to older properties.

If you're a landlord please see our guides to landlord insurance.

Optional Extras 

On top of your standard cover, you can also add extras to protect what’s most precious to you:

Home Insurance. Where does my money go?

As you may expect, our features are subject to limitations and/or exclusions, so please speak to our call centre or view our policy documents online for further details.

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.

Home Emergency Cover is provided on behalf of Co-op Insurance by AXA Assistance (UK) Ltd; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.

Home Legal Expenses cover is underwritten by CIS General Insurance Limited, with the legal services provided by Co-op Legal Services, a trading name of Co-operative Legal Services Limited; registered in England and Wales under company number 05671209. Registered office: 1 Angel Square, Manchester M60 0AG. Co-op Legal Services is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Co-op Legal Services' professional rules are set out in the SRA Code of Conduct. The SRA Handbook, which includes the SRA Code of Conduct, is available online at

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a combined buildings and contents policy with Co-op Insurance in the last 12 months.