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The home insurance you choose can make a difference to others’ lives

carbon offsetting

With Co-op Insurance, you can offset 10% of your carbon emissions for the first year of your policy and help do a great deal of good

What does carbon offsetting mean?

Greenhouse gas emissions cause climate change.

A carbon offset project involves activities which either avoid or absorb greenhouse gas emissions. And for every tonne of greenhouse gases avoided or absorbed, one carbon 'credit' is generated.

Co-op Insurance is committed to championing better ways of doing business for you and your communities. And it’s why we invest money in projects which generate enough credits to cover 10% of our new customers’ home and car CO2 emissions, reducing your environmental impact as well as helping people in the developing world.

So how does a carbon offset help people too?

We choose projects which have added social and environmental benefits, such as providing cleaner, more efficient cookstoves in Ghana. These not only help to reduce the often long journeys people would otherwise have to walk for fuel, but also reduce the carbon emissions from cooking.

All the projects we invest in (and the carbon emissions they avoid or absorb) are independently audited and verified to internationally agreed standards.

Which means when you buy Co-op Home Insurance…

…we offset 10% of your home's CO2 emissions* in the first year by investing in cookstoves for the developing world that are up to 50% more efficient. This cuts fuel requirements, freeing up time and reduces CO2 emissions. The cookstoves replace less efficient cooking methods such as open-burning of wood, coal or animal dung. These less efficient methods cause more indoor pollution and release more greenhouse gases such as carbon dioxide and methane, as well as contributing to deforestation through the need for higher levels of wood and charcoal.

*Calculated from the average UK home emitting 4.4 tonnes of CO2 through energy use, based on 2017-published typical household energy consumption from Ofgem and 2016 DEFRA conversion factors.

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