You’ve worked hard for everything in your home, so it’s well worth looking after. That’s what our contents cover’s for. Should the worst happen, we’ll help get things back to normal as quickly as possible, with minimum disruption.
Contents Insurance
Why choose us?
Our Contents Insurance gives you:
- new for old replacement of items (except household linen and clothing)
- personal and occupier’s liability up to £2m plus legal costs
- up to £2,000 cover from theft from domestic outbuildings
- up to £5,000 cover for office equipment in the home
- up to £500 cover for visitors personal belongings (limit per visitor)
- choose from 4 levels of high risk item limits (£6,000, £9,000, £12,000 or £15,000) - tailor your policy to your needs by choosing the adequate level of cover for your valuables
- UK call centres for help with your quote and customer service.
These are just a few of the things that Contents Insurance covers. There’s more information in the summary of cover, and we explain what is covered and what is excluded in the policy document.
Before you apply, please also take a look here to check if we can offer you cover.
If you're a landlord please see our guides to landlord insurance.
Optional Extras
On top of your standard cover, you can also add extras to protect what’s most precious to you:
- Home Emergency cover with HomeRescue Plus - for cover up to £250 including VAT for certain emergency repairs
- Personal Possessions cover - this optional extra allows you to insure your most treasured possessions outside of the home
- Contents Accidental Damage cover - this optional extra will protect you further for damage such as spilt paint on your carpet or furniture
- Buildings Accidental Damage cover - this optional extra will protect you further against DIY accidents such as drilling through a pipe or cable.
Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.
Home Emergency Cover is provided on behalf of Co-op Insurance by AXA Assistance (UK) Ltd; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.
Applicants for insurance are subject to normal underwriting criteria.