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We cannot offer you an online quote if the property: 

  • is not mainly roofed with slates or tiles
  • is not your main residence, e.g. it is a holiday home or rented out to tenants or is used by paying guests
  • has ever been entered by flood waters
  • is showing signs of, or has ever been affected by, subsidence, heave or landslip
  • has more than 5 bedrooms or is higher than 3 storeys
  • contains contents, including your personal possessions that are worth more than £100,000
  • is used for business purposes other than office work, childminding or private tuition
  • is a mobile home.

However we may still be able to provide you with a quote over the phone by calling our quote line direct.

In addition, we cannot offer you an online quote if:

  • you or anyone else living with you has ever been convicted of any criminal offence (other than motoring offences) or has any prosecutions pending
  • you or anyone else living with you has been refused insurance or had special conditions imposed
  • you or any of the proposers are under 16 years of age
  • you are not a resident in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.

Calls may be monitored or recorded for security and training purposes.

^ Call charges may apply.