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Summary of Cover

Table summarising buildings insurance
Loss or damage from specific events e.g. fire, theft, storm, flood, subsidence and escape of water Up to £500,000 rebuilding costs
Accidental damage e.g. putting your foot through a ceiling Optional
Property owner’s liability Up to £2m plus legal costs
Loss of rent and the cost of alternative accommodation Up to £20,000
Accidental breakage of fixed glass in doors, windows and greenhouses, sanitary fittings and solar panels Yes
Accidental damage to underground pipes, drains and cables Yes
Cover for domestic outbuildings, including sheds, garages and greenhouses Yes
Architects’, surveyors’, consultants’ and legal fees; costs of debris removal and of local authority requirements Yes
Legal expenses cover Up to £50,000 as standard
Legal advice helpline Yes
HomeRescue Plus cover Optional
HomeRescue helpline Yes

For further details of terms, exclusions and limitations - please refer to the policy document.

Home Emergency Cover is provided on behalf of Co-op Insurance by AXA Assistance (UK) Ltd; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.

Home Legal Expenses cover is underwritten by CIS General Insurance Limited, with the legal services provided by Co-op Legal Services, a trading name of Co-operative Legal Services Limited; registered in England and Wales under company number 05671209. Registered office: 1 Angel Square, Manchester M60 0AG. Co-op Legal Services is authorised and regulated by the Solicitors Regulation Authority under registration number 567391. Co-op Legal Services' professional rules are set out in the SRA Code of Conduct. The SRA Handbook, which includes the SRA Code of Conduct, is available online at

Calls may be monitored or recorded for security and training purposes. First notification of a claim outside of normal working hours will be answered in Eire.