This site uses cookies. By continuing to browse the site, you are agreeing to our cookie policy.

As a storm brews on the horizon - The Co-operative Insurance offers tips to secure your home

5th December 2015

Following last week’s Storm Clodagh, The Co-operative Insurance saw a nine-fold* increase in storm claims following strong winds and heavy rain which damaged homes across the UK.

In addition, these type of claims quadrupled after Storms Abigail and Barney earlier in November with a huge spike seen on 17 November.  The most common claims related to roof damage (slates, ridge tiles, chimney pots), but others related to structural damage to gable end walls or to destruction caused by fallen trees.

Jonathan Guy, Head of Claims at The Co-operative Insurance, says: “There are certain things you can do to protect your home in advance of a storm coming, but one of the key things that will minimise any damage is maintaining your property on a regular basis. 

“Ensuring you keep on top of garden maintenance and checking that the house itself and any outbuildings are in a good condition can make a huge difference if they are battered by wind and rain.”

In preparation for this weekend’s weather warning, The Co-operative Insurance offers home owners the following tips to keep their properties safe:

Outside the home

  • Check that roof tiles are intact and clear any gutters and drains around your property to ensure that water can’t build up and cause flooding. This will also help to avoid pipe blockages
  • Prune large branches on trees and shrubs
  • Secure other items in the garden such as furniture, pot plants and ladders
  • Park your car away from large trees in case there are any falling branches

Inside the home

  • If there is a threat of a thunderstorm, unplug all your electrical items in case of any power surges
  • Know where to switch off your utilities at the mains – gas, electricity and water
  • Back up computers and switch them off to avoid losing any sentimental items e.g. photographs
  • If you lose power, have a torch at the ready instead of candles as these could pose a fire hazard
  • Have a storm kit ready including any essential items such as blanket, torch, water and easy to eat, non-perishable food
  • Keep pets warm and indoors

If you have any neighbours who may need support, check to see if they need your help before and after the storm.

If your home has been damaged by bad weather, contact your insurer as soon as possible so that they can assess the level of damage and make the necessary arrangements to deal with your claim as they may also need to help you arrange alternative accommodation.


Notes to editors:

*Based on analysis of The Co-operative Insurance claims data from 29 November compared to an average November day (data taken from 2013-2015) The Co-operative Insurance saw storm claims increase by 900% (Storm Clodagh).

Between 12 November 2015 and 21 November 2015 compared to an average November day (data taken from 2013-2015) The Co-operative Insurance saw storm claims increase by 377% (Storms Abigail and Barney).

For further information please contact

Alex Wilson
Press & Media Relations Manager – The Co-operative
Tel 0161 767 4281/07540 640 368

About The Co-operative Insurance

The Co-operative Insurance is a UK-based General Insurer that operates principally within the personal lines segments of the Motor and Home Insurance markets. The Co-operative Insurance underwrites the majority of business written, supplemented with some small lines of business where The Co-operative Insurance acts as a distributor or has a 100% reinsurance arrangement in place.

The Co-operative Insurance, a core business within The Co-operative Group, also offers commercial insurance arranged and administered by Aviva Insurance Limited and pet insurance provided, underwritten and administered by Allianz Insurance plc.

With more than 1.18m customers, The Co-operative Insurance is committed to ‘Doing the Right thing’ and always strives to treat customers and members fairly. The Co-operative Insurance pioneered the way in lowering the insurance premiums of Young Drivers as the first major insurer to launch a pay how you drive telematics insurance product for young drivers in 2011. Since launching the scheme, The Co-operative Insurance has saved its young drivers more than £7.2 million in their first year of driving.