Offer available for the first year only and may be withdrawn at any time. For new customers only. Terms and Conditions apply.
Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.
We're donating £25,000 to Mind, SAMH (Scottish Association for Mental Health) and Inspire to help improve mental wellbeing. Find out how we're funding this donation.
Cats may have nine lives, but they can still get ill – so look after them with Co-op Cat Insurance.
Covers the cost of vet fees up to £5,000 per year, for treating non pre-existing injuries or illnesses that happen after you start the policy. There’s up to £750 of complementary treatment cover each year if you renew your policy every year without taking a break in cover.†
Protects you against the cost of vet fees for non pre-existing injuries or illnesses up to £2,000. Any claims you make are limited to the 12 months from when you first notice the injury or illness, as long as you insure your pet with us.†
There are a number of factors that impact your premium, such as your pets age, increasing veterinary costs, advancements in veterinary medicine and if you claim. These mean your premium will increase over the lifetime of your policy.
We may change the excess you pay at the renewal of your policy.
From the 28th April 2019 the flat excess for new business will be increased to £99 across all products. For existing customers, the flat excess will be increased at renewal and the percentage excess will be reduced from 35% to 20%, where it applies.
Typically, a percentage excess in addition to the fixed excess is introduced at the pet’s 10th birthday for cats and dogs, or 7th birthday for some breeds of dogs.
You will be notified at least a year in advance of any percentage excess being added to your policy. Details of your excess can be found in the 'Your excesses' section of your Certificates of Insurance.
We offer a range of optional extras that enhance the level of cover for your pet:
Co-op Insurance is donating £25,000 to Mind, SAMH and Inspire to help improve mental wellbeing in communities across the UK. This is being funded through pet insurance purchases.
The donation will be shared between the partners with Mind receiving 60%, SAMH 30% and Inspire 10%. Mind is registered charity in England and Wales no. 219830. SAMH (Scottish Association for Mental Health) is a registered charity in Scotland no. SC008897. Inspire Wellbeing is a registered charity in Northern Ireland no. 103470.
Applicants for insurance are subject to normal underwriting criteria.
A new customer is someone who has not had a Pet Insurance policy with Co-op Insurance or Co-op Insurance Services in the last 12 months.
†There is no cover for illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.
Your premium will increase over the lifetime of your policy and terms, conditions and excesses apply and may be varied on renewal. Typically a 20% excess (in addition to the flat excess) is introduced at the pet’s 10th birthday for cats and dogs and 7th birthday for some breeds of dog.
Pet insurance from Co-op Insurance Services is provided, underwritten and administered by Allianz Insurance plc. Registered in England No. 84638. Registered Office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance Services is a trading name of Co-op Insurance Services Limited. Co-op Insurance Services Limited is not part of the Allianz (UK) Group
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