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Compare Pet Insurance

Finding the right Pet Insurance cover can be tricky. So to keep things simple, we have two Pet Insurance plans for both cats and dogs – with optional benefit packages you can add on.

Classic policy

We designed this for pet owners looking for quality low-cost Pet Insurance cover.

Protects you against the cost of vet fees for non pre-existing injuries or illnesses up to £2,000. Any claims you make are limited to the 12 months from when you first notice the injury or illness, as long as you insure your pet with us.

When your pet reaches 10 years of age (7 years if it's a Select breed), you will be liable for 35% of the veterinary treatment costs in addition to any standard excess.

Select Plus policy: lifetime cover

This covers the cost of vet fees for treating non pre-existing injuries or illnesses up to £5,000 per year. There’s up to £750 of complementary treatment cover. It also covers treatments for on-going conditions like arthritis or eczema – for however long your pet needs them for, even if it’s for life – as long as you renew your policy every year without taking a break.

When your pet reaches 10 years of age (7 years if it's a Select breed), you will be liable for 35% of the veterinary treatment costs in addition to any standard excess.

Your policy cover has exclusions and / or limitations. Please refer to the policy documents.

If we’ve applied extra exclusions on your pet’s policy, you’ll be able to see them on your pet's Insurance Certificate.

Table Comparison of Classic and Select Plus Pet Insurance

Compare Pet Insurance

Classic

Select Plus

Cover details

Vet Fees Cover

£2000

£5000

Complementary treatment

£0

£750

Legal Helpline

Yes

Yes

Optional third party liability. Only available for Dog Insurance.

Up to £1 million per incident for legal costs, expenses and liability for compensation pay outs against your dog.

Yes

Yes

Optional benefit packages.

Death from illness or injury - Up to £1,500

Yes

Yes

Holiday cancellation - Up to £2,000

Yes

Yes

Loss by theft or straying - Up to £1,000

Yes

Yes

Advertising & reward - Up to £1,000

Yes

Yes

Boarding fees, paid for no more than the maximum benefit for all hospitalisation during the policy year (up to £1,000)

Yes

Yes

Optional pet travel cover. Policy covers any European Union member states and territories that are included in the Pet Travel Scheme (PETS). Further details can be found on the Defra website.

Emergency vet fees

£2000

£5000

Advertising and reward - Up to £300 per year

Yes

Yes

Emergency repatriation - Up to £500 per year

Yes

Yes

Quarantine expenses - Up to £1,500 per year

Yes

Yes

Your insurance does not cover any illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.

Applicants for insurance are subject to normal underwriting criteria.

Pet Insurance from Co-op Insurance Services is provided, underwritten and administered by Allianz Insurance plc. Registered in England No. 84638. Registered Office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance Services is a trading name of Co-op Insurance Services Limited. Co-op Insurance Services Limited is not part of the Allianz (UK) Group.

Calls may be monitored or recorded for security and training purposes.

^ Call charges may apply.

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.