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If your dog needs to visit the vet for treatment, dental care or an operation, you don't want to be worrying about how you’ll cover the cost. Our Dog Insurance takes away this worry – so you can concentrate on your dog's recovery.

Choose from our two types of Dog Insurance; Classic and Select Plus. To help decide which cover is best for you, have a look at our comparison table.

If you’re a new customer, you get 20% off our Dog Insurance for the first year when you buy online.

We also offer a multi-pet discount for each pet you insure on the same policy. Tell us a little bit about your pets on our online form and we’ll give you a quote today.

We’ve got two Dog Insurance plans to choose from: Select Plus and Classic. To see what we can offer your pet, have a look at the key features of the two plans below. Or visit our compare Pet Insurance section.

Select Plus: lifetime cover

This covers the cost of vet fees for treating non pre-existing injuries or illnesses up to £5,000 per year. There’s up to £750 of complementary treatment cover. It also covers treatments for on-going conditions like arthritis or eczema – for however long your dog needs them for, even if it’s for life – as long as you renew your policy every year without taking a break in cover.


Protects you against the cost of vet fees for non pre-existing injuries or illnesses up to £2,000. Any claims you make are limited to the 12 months from when you first notice the injury or illness, as long as you insure your dog with us.

You get all of these benefits on both Select Plus and Classic covers:

  • comprehensive dental cover, as long as your dog has a check-up every year
  • a multi-pet discount for every pet that you add to your policy
  • a legal helpline in case you need advice on any legal issues– 24 hours a day, 365 days a year.

You also get the option to:

  • tailor your cover to suit your dog's needs with our Optional Extras
  • pay monthly by Direct Debit at no extra cost.


Our policy cover is subject to limitations and / or exclusions. If you want more information, phone our call centre or have a look at our policy documents online.

If we’ve applied extra exclusions on your dog’s policy, you’ll be able to see them on your dog's Insurance Certificate.

Optional Extras 

We offer a range of optional extras that boost the level of cover for your dog

Applicants for insurance are subject to normal underwriting criteria.

A new customer is someone who has not had a Pet Insurance policy with Co-op Insurance or Co-op Insurance Services in the last 12 months.

Calls may be monitored or recorded for security and training purposes.

There is no cover for illness which starts in the first 14 days of the policy or any pre-existing conditions. If your pet was ill or injured at any time before your insurance started we will not cover any costs relating to that illness or injury. This is in addition to any specific exclusions on your policy.

Your premium will increase over the lifetime of your policy and terms, conditions and excesses apply and may be varied on renewal. Typically a 35% excess (in addition to the flat excess) is introduced at the pet’s 10th birthday for cats and dogs and 7th birthday for some breeds of dog.

Pet Insurance from Co-op Insurance Services is provided, underwritten and administered by Allianz Insurance plc. Registered in England No. 84638. Registered Office: 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Co-op Insurance Services is a trading name of Co-op Insurance Services Limited. Co-op Insurance Services Limited is not part of the Allianz (UK) Group.

Pet insurance is offered through Co‑op Insurance Services and underwritten by Allianz Insurance plc.