Annual multi-trip travel insurance
Now with emergency medical and cancellation cover for coronavirus*
Travel insurance is offered through Co-op Insurance Services and underwritten by MAPFRE Asistencia.
*Coronavirus cover
If you are about to buy a policy you will be covered for:
• medical expenses if you need treatment for coronavirus while abroad, including up to £2,000 to cover additional accommodation costs if this treatment means you need to extend your trip
• cancelling or cutting short your trip if you, a member of your family or travelling party, are medically diagnosed with coronavirus or personally instructed to isolate by an NHS service or medical professional.
Please be aware there is no cover for any other coronavirus related claims, and all other terms and conditions of the policy apply.
Why choose us?
Co-op Annual Multi-Trip Travel Insurance has a variety of different features including:
Unlimited medical expenses
Co-op Travel Insurance includes unlimited medical expenses. This covers you for injury, illness or serious accidents.
Online doctor
Access to a UK based GP via phone or video call during your trip, 24 hours a day, for the duration of your policy.
Medical bills paid directly
Available in selected destinations. Important limitations, restrictions and excesses apply. See policy documents for full details.
24 hour medical assistance
We will help you if you are ill or injured outside the UK or the Channel Islands.
We offer four packages on our annual multi-trip insurance: Bronze, Silver, Gold or Platinum. Each package includes unlimited medical expenses, access to an online doctor and winter sports cover.
Our Bronze package gives you the essentials that you should need for your trip. If you choose the Silver, Gold or Platinum policy you’ll get added features and higher levels of cover.
Annual multi-trip travel insurance features
| Feature | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Winter sports | ||||
| Cashless medical expenses | ||||
| Online doctor | ||||
| Homecare | ||||
| Cruise cover |
See policy documents for full details and exclusions.
Levels of cover and excess
See our coronavirus specific information below.
| Cover | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|
| Cancellation and curtailment | £1,000 | £2,500 | £5,000 | £7,500 |
| Medical expenses | Unlimited | Unlimited | Unlimited | Unlimited |
| Emergency dental | £250 | £350 | £450 | £550 |
| Personal effects and baggage | £1,000 | £2,000 | £3,000 | £4,000 |
| Personal money | £300 | £400 | £500 | £600 |
| Legal expenses | £10,000 | £30,000 | £40,000 | £50,000 |
| Excesses for above | £100 | £75 | £50 | £50 |
Excesses are per person, per section and per claim.
Coronavirus specific terms
Cancelling or cutting short your trip
If you or a member of your family or travelling party contract COVID or are instructed to self isolate:
- You will be covered for cancelling or cutting short your trip if you, a member of your family or travelling party, are medically diagnosed with coronavirus or personally instructed to isolate by an NHS service or medical professional.
Due to FCO advice:
- You will not be covered if the FCO changes it's advice from safe to travel to essential travel only if the reason for the advice change is due to COVID.
Hotel closure:
- You will not be covered if your hotel is forced to close due to COVID.
Medical and repatriation expenses
Medical expenses:
- You will be covered if you need treatment for coronavirus while abroad, including up to £2,000 to cover additional accommodation costs if this treatment means you need to extend your trip.
Peace of mind
Have peace of mind knowing your holiday is covered. With Co-op Annual Multi-Trip Insurance, you can be reassured you have the right cover for your destination.
If you go on holiday more than once a year it might be a good idea to consider multi-trip travel insurance. This will make sure you’re covered for trips you take within the next 12 months. Annual multi-trip can be more cost-effective depending on the number of times you’re going away.
Our multi-trip insurance covers a range of trips as standard, for example UK holidays (minimum 2 nights stay), city breaks, beach holidays and winter sports.
You can tailor your cover to meet your needs, deciding how comprehensive you’d like your multi-trip insurance to be. Limits and excesses will vary depending on the level of cover you choose.
Here for you
If the unexpected happens, Co-op is here for you when you need us the most. Our travel insurance covers you for before, during and after your trip.
Multiple trips abroad shouldn’t be complicated. Make your way around the globe with Co-op Annual Multi-Trip Travel Insurance.
If you’re only going on holiday once, take a look at our single trip travel insurance.