Coronavirus update
We understand that you may be concerned about coronavirus (COVID-19). Find out how this impacts you.
*Excludes anyone who is receiving or waiting for medical tests or treatment for any medical condition or set of symptoms that have not yet been diagnosed, and anyone who is travelling against the advice of a medical practitioner or travelling to get medical treatment abroad.
Are you taking time out to travel the world? Our backpacker insurance is a great option for anyone travelling for up to 18 months.
Choose from one of our three levels of travel insurance for backpacking: Bronze, Silver or Gold. Each level of cover includes unlimited medical expenses and online doctor as standard.
Backpacker travel insurance features
| Feature | Bronze | Silver | Gold |
|---|---|---|---|
| Cashless medical expenses |
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| Online doctor |
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| Homecare |
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See policy documents for full details and exclusions.
Levels of cover and excesses
| Cover | Bronze | Silver | Gold |
|---|---|---|---|
| Cancellation and curtailment | £1,000 | £2,500 | £5,000 |
| Medical expenses | Unlimited | Unlimited | Unlimited |
| Emergency dental | £250 | £350 | £450 |
| Personal effects and baggage | £1,000 | £1,500 | £2,000 |
| Personal money | £250 | £300 | £400 |
| Legal expenses | £10,000 | £30,000 | £40,000 |
| Excesses for above | £200 | £100 | £50 |
Excesses are per person, per section and per claim.
Whether you’re studying, volunteering or working abroad, our backpacker policy covers the majority of situations as standard.
It can be expensive if something happens while you're away and you don't have travel insurance. If you plan on travelling the globe, it’s a good idea that you get backpacker travel insurance.
Why backpacker insurance?
Backpacker insurance is helpful whether you’re a student on a gap year, volunteering overseas, on a career break or are an inquisitive globetrotter.
Should you need to go home during your trip, you can return to the UK once for up to 14 days during your cover, without cancelling your policy.
You could be carrying a lot of high value possessions with you when you set off on your trip. If those items are lost or stolen you’ll need the right insurance to make a claim if anything goes wrong.
Peace of mind
If you have any medical concerns during your trip, you can put your mind at ease knowing you have unlimited medical expenses cover and an online doctor available while you’re in another country.
Our cover is tailored to your needs, so you can decide how comprehensive you’d like your backpacker insurance to be.
Being away from home for a long period of time can be both exciting and daunting; but we only want you to feel excited on your travels.
Make sure to read the policy documents to ensure you have complete peace of mind during your travels.