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Travel insurance is offered through Co-op Insurance Services and underwritten by MAPFRE Asistencia.

Are you taking time out to travel the world? Our backpacker insurance is a great option for anyone travelling for up to 18 months.

Choose from one of our three levels of travel insurance for backpacking: Bronze, Silver or Gold. Each level of cover includes unlimited medical expenses and online doctor as standard.

Backpacker travel insurance features

Table that summarises level of cover
Feature Bronze Silver Gold
Cashless medical expenses
Yes Yes Yes
Online doctor
Yes Yes Yes
Homecare
No Yes Yes

See policy documents for full details and exclusions.

Levels of cover and excesses

Table that summarises levels of cover and excess
Cover Bronze Silver Gold
Cancellation and curtailment £1,000 £2,500 £5,000
Medical expenses Unlimited Unlimited Unlimited
Emergency dental £250 £350 £450
Personal effects and baggage £1,000 £1,500 £2,000
Personal money £250 £300 £400
Legal expenses £10,000 £30,000 £40,000
Excesses for above £200 £100 £50

Excesses are per person, per section and per claim.

Travel the world with backpacker insurance

Whether you’re studying, volunteering or working abroad, our backpacker policy covers the majority of situations as standard.

It can be expensive if something happens while you're away and you don't have travel insurance. If you plan on travelling the globe, it’s a good idea that you get backpacker travel insurance.

Why backpacker insurance?

Backpacker insurance is helpful whether you’re a student on a gap year, volunteering overseas, on a career break or are an inquisitive globetrotter.

Should you need to go home during your trip, you can return to the UK once for up to 14 days during your cover, without cancelling your policy.

You could be carrying a lot of high value possessions with you when you set off on your trip. If those items are lost or stolen you’ll need the right insurance to make a claim if anything goes wrong.

Peace of mind

If you have any medical concerns during your trip, you can put your mind at ease knowing you have unlimited medical expenses cover and an online doctor available while you’re in another country.

Our cover is tailored to your individual needs, so you can decide how comprehensive you’d like your backpacker insurance to be.

Being away from home for a long period of time can be both exciting and daunting; but we only want you to feel excited on your travels.

Make sure to read the policy documents to ensure you have complete peace of mind during your travels

Travelling the world doesn’t have to be a risk. Get backpacker travel insurance with Co-op today!