Legal expenses

Our policy covers

up to £100,000 cover for legal fees to help recover uninsured losses:

  • access to a 24 hour legal helpline which can provide advice on any motoring related issues such as disputes with garages, parking fines and vehicle ownership responsibilities
  • the cover applies to anyone allowed to drive by your current motor certificate.

Co-op Legal Services manage all claims under this section. They will only accept a claim if there is a reasonable chance of making a recovery.

Legal costs incurred before we have confirmed acceptance of the claim in writing will not be covered.

Please note: If you cancel this cover within 14 days of receipt of your policy documents, you will be entitled to a refund of any premium paid, less a charge for the number of days cover has been provided. If you cancel this cover after this time a return of premium will be provided, less a charge for the number of days cover provided and an administration fee of £15.