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Breakdown Cover

If your car lets you down, the RAC can pick you up

You can get RAC Breakdown Cover with your Co-op Young Driver Insurance. So if your car gives up, whether you’re on the road or at home, they’ll help you get going – or to the nearest approved garage.


  • cover for the insured vehicle – so whoever is driving the car you know they are covered
  • breakdown assistance at your home or the roadside
  • tow to a local garage for you, your car and up to 8 passengers if the RAC is unable to fix your car at the roadside
  • call outs on average are attended within the hour
  • 80% of vehicles are repaired at the roadside, excluding extreme failures.

How to get Breakdown Cover

Just add RAC Breakdown Cover as an option when you get a quote. Please check the policy documents to see exactly what it covers before you apply.

Check you’re not already covered

Before you buy breakdown cover with us, make sure you haven’t got it elsewhere, as part of a bank account or through a car purchase.

If you do, compare the features and benefits of your existing policy with the ones we can offer you. You should also check the cancellation terms of your existing policy – you might have to pay to cancel it.

This will make sure you’re not losing money or paying for two policies when you can only claim on one.

Exclusions and limitations apply, please refer to policy documents for full details.

Calls may be monitored or recorded for security and training purposes.

^ Call charges may apply.

Co-op Young Driver Insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.

Breakdown Cover is provided on behalf of Co-op Insurance by RAC Motoring Services; Registered in England and Wales under company number 01424399 and/or RAC Insurance Ltd; Registered in England and Wales under company number 02355834. Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services is authorised and regulated by the Financial Conduct Authority under register number 310208. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under register number 202737.