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Driving Alerts

Speed is one of the key factors in accidents involving young or inexperienced drivers. For this reason we have put great emphasis on driving at safe speeds so that we can offer competitive premiums for responsible drivers.

Warning alerts

We will send warning alerts via email and your dashboard to let you know when there are regular instances of the vehicle going above the speed limit.

If you continue to receive warning alerts then this policy is not for you and we may email and write to inform you that the policy will be cancelled with nine days' notice.

Cancellation alert

If Smartbox identifies that the vehicle has been driven at reckless speeds we will send you an email and write to inform you that cover will be cancelled with nine days' notice, without any prior alerts. The speeds at which this will happen are stated below:

Table of insurance cancellation speeds
Speed limit for the road Vehicle driven at speeds of or exceeding
Up to 30 mph 60 mph
31 to 40 mph 75 mph
41 to 50 mph 85 mph
51 to 60 mph 100 mph
61 to 70 mph 110 mph

Exclusions and limitations apply, please refer to policy documents for full details.

Calls may be monitored or recorded for security and training purposes.

^ Call charges may apply.

Co-op Young Driver Insurance is normally available to customers aged 17 to 75 years only. Applicants for insurance are subject to normal underwriting criteria.